What Does the NDIS Cover?

If you are going to apply for the NDIS, you might be wondering, what does the NDIS cover? Read this article to find out what support services are funded by the NDIS.

Updated on Feb 26, 2024
5 min read


The National Disability Insurance Scheme is a program that supports people with disabilities. It aims to help those individuals lead more independent lives. 

The NDIS covers a wide range of support services. These services are tailored to the unique needs of participants. They are meant to improve their independence and quality of life.

These services include daily living, employment, education, independence, social participation, and well-being. Above all, these support services need to be reasonable and necessary.

If you're wondering, "What does the NDIS cover?" this article is for you. 

We'll go through the support services covered by the National Disability Insurance Scheme. We will also mention which services and expenses are not funded by the NDIS.

What Services Does the NDIS Cover?

If you're eligible for NDIS, you will receive funding for certain support services. 

This can include a variety of services, including:

  1. Help with daily personal activities
  2. Assistive technology and home modifications
  3. Transport for community participation
  4. Workplace support for employment
  5. Therapeutic supports like behavioural support
  6. Help with household tasks and maintenance

NDIS funding aims to improve one's quality of life. This goal is achieved by providing access to necessary support, equipment, and services. 

Most importantly, these services must be reasonable and necessary. They must directly contribute to the well-being and independence of people with disabilities.

The funded support services must help participants pursue their goals. They should also make it easier for them to take part in their community. 

The NDIA decides which services are reasonable and necessary for each participant.

To be considered reasonable and necessary, the support services must:

  • Be related to a person's disability
  • Represent value for money
  • Be effective for the NDIS participant
  • Not include basic expenses and daily living costs 

The NDIS also looks at whether other government agencies provide you with any type of support. This can include carers and family care, as well as networks and the community.

Personal Care and Daily Living

The NDIS primarily covers personal care and daily living services. These can include:

  • Meal preparation
  • Help with household tasks
  • Maintenance
  • Help with bathing and grooming
  • Mobility aid
  • Medication management
  • Communication support
  • 24/7 care options

The specific support funded will depend on many factors. These include the person's individual needs, goals, and circumstances. 

The NDIS funds support for personal care tasks. For instance, bathing, showering, grooming, and maintaining personal cleanliness. Preparing meals, feeding, and proper nutrition can also be funded.

Funding is available for support with moving in and out of bed or other locations. This promotes mobility and independence.

Help can be provided for medication management. This refers to organising and administering medications as prescribed by healthcare professionals.

For those with communication difficulties, the NDIS may fund support for effective communication.

NDIS participants should discuss their requirements with their support coordinators or NDIS planners. This ensures that their plan addresses all aspects of their daily life.

Assistive Technology and Home Modifications

Assistive technology refers to devices or equipment that help people perform tasks. It helps them complete tasks they might not be able to do because of their disability.

This type of support is crucial for people with disabilities. It helps improve their accessibility, making them more independent.

The NDIS may fund various assistive technology items, such as:

  • Non-slip bath mats
  • Adaptive cutlery
  • Walking sticks
  • Kitchen aids
  • Vibrating alarms
  • Smoke alarms
  • Pressure mattresses
  • Handrails
  • Bath seats
  • Wheelchairs
  • Other mobility aids

These technologies support those with disabilities in their daily activities. They also improve their quality of life and help them take part in their communities.

The NDIS may provide funding for assessing, prescribing, and buying assistive technology. This is possible if this type of support aligns with their needs and goals.

The NDIS also covers home modifications. This involves making changes to a person's home to improve accessibility and safety. It also makes them more independent in their own home. 

These can include bathroom modifications and widening doorways. It can include other changes that improve accessibility for people with disabilities.

The specific modifications funded will depend on their needs and circumstances.

Therapies and Interventions

Under the NDIS, therapies and interventions offer personalised support. They improve your well-being while addressing specific disability-related needs. 

These services include a range of Allied Health Supports, such as:

  1. Psychology
  2. Physiotherapy
  3. Exercise physiology
  4. Dietitians for diet plan development
  5. Occupational therapy
  6. Speech therapy

NDIS participants can work towards improving their physical, mental, and emotional health.

The NDIS may provide funding for assessments and ongoing therapy sessions. Funding can also cover therapeutic interventions based on the person's needs and goals.

The goal is to assist them in developing skills. It can also improve communication and be more independent.

Interventions can include a range of strategies. These supports address challenges associated with a disability. They also improve social participation and quality of life.

These can include:

  • Behavioural interventions
  • Social skills training
  • Sensory interventions
  • Specialised interventions tailored to the person's specific needs.

The NDIS can fund interventions deemed reasonable and necessary for their well-being. 

The funding may cover assessments, intervention plans, and ongoing support.

Social Participation Activities

Engaging in social activities can improve well-being and a sense of community. The NDIS funds a variety of social activities.

Social participation activities funded by the NDIS can include:

  1. Joining clubs or groups (sports, art, music, etc.)
  2. Attending community events and gatherings
  3. Participating in social outings and outings with friends
  4. Taking part in community or volunteer work

From group classes and events to building communication skills, the NDIS supports involvement in community life.

Funding may cover support workers or aides. It can also cover any other necessary resources to allow the person to take part in social activities.

The focus is on improving the participant's social skills. It aims to build meaningful connections and foster a sense of belonging within their community.

What Services Aren't Covered by the NDIS?

The NDIS doesn't fund supports that are:

  1. The responsibility of another government system
  2. Not related to the disability
  3. Day-to-day living costs unrelated to support needs
  4. Services likely to cause harm or risk to others

The NDIS funds support that is directly related to a person's disability. The support must also be necessary for their daily living and community participation.

Services not linked to a person's disability may not be covered.

The NDIS is not intended to cover day-to-day living costs not directly related to a person's disability. This includes general living expenses like groceries and utility bills.

The NDIS does not support rent or mortgage payments.

If a support or service is the responsibility of another government department or service system, it may not be covered by the NDIS. For instance, health care, education, or mainstream community services.

The NDIS does not fund items or services that are considered luxury or not directly related to the participant's disability support needs.

The NDIS is primarily for Australian citizens, permanent residents, and certain visa holders. Temporary visa holders may not be eligible for some types of support.

Understanding NDIS Funding

Understanding what the NDIS covers is crucial for accessing the support you need.

From essential services like personal care to specialised therapies and assistive technology, the NDIS offers a wide range of supports to improve your quality of life.

By knowing what's available and how to access it, you can empower yourself to live independently. 

If you are looking for an NDIS provider, Inclusive Home Care is here for you. We are an approved NDIS provider offering specialised disability support for Australian citizens. 

Contact us if you want to know more. 

Schedule a free personalised consultation now.

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